Home Equity Line of Credit   The Home Accelerator Account   
    Taking control of your money and building wealth!

  We are not mortgage brokers or bankers, we do not sell mortgages, this is information.


This offer is ONLY for home owners, who have a mortgage........

Click the Play Arrow and see what the news media is saying!

Would You Replace Your Current Checking
Account, For A New Account That Will
Save You
 $24,730.82 Over The Next Few Years?

 

That is a question I recently asked one of my clients..... 
 
His answer: "Of course I would! Where would I get one of those?"
 
 
Me: "From the same bank where you currently have your checking account." 

Him: "You're kidding! Why didn't they tell me about this?"
 

Me: "Because most bankers and mortgage brokers haven't thought about using these accounts this way."
 

Him: "Wow.... I'll have to show this to my banker. Thanks!"
 
 
Here is a real example:
A married couple in their early 30's with a new baby. Both are employed and their combined monthly income is $5500.00. Their mortgage is $160,000 on their $180,000 home. The monthly mortgage payment is $1200. With the Accelerator Method they can now pay off their home in 12 years and have an extra $10,000 cash available to them in the first 12 months! They have not changed their life style or spending!
Box Mortgage
Get Rid Of Your "Lazy" Money!
 
Get out of that "Box" Mortgage...

Where does your Pay Check go?  If you are like most people, you go to the bank and deposit it into your checking account.  If your company offers direct deposit, it may even automatically go into your checking account.  Currently, there is estimated to be over $ 1,000,000,000,000 ( that's a Trillion ) laying around in checking accounts.  Since most of these accounts pay little or no interest, this equates to $50 Billion worth of Lost Interest for American Consumers. Money that is earning a lower interest rate than you are paying on your mortgage is "Lazy Money"

It's not your fault if this is new to you! Even your banker may not understand what they have!
The purpose of this material is to help you change this to your favor!

The way you treat your money and the type of account you store it in can dramatically improve your financial situation in a relatively short period of time.  Once you see how this works, you will be amazed that no one has ever shown you this before.  Even though we spend the first 1/4 of our life in school, no one teaches us how to best utilize our cash flow.  This is a crucial lesson to learn as it dramatically effects whether or not we achieve financial success.  The best part of using this system is that it's truly painless!  You are not changing your spending habits, just how you treat your money! The rest is math not magic!

Other Resources to check out

White Paper, Glenn Wood, PHd, CLU, CPCU

Why Accelerating A Traditional Mortgage is Dangerous

NY Times HOA

 


3  Powerful, But Often Abused Financial Instruments:

  • Checking Accounts

  • Mortgages & Home Loans

  • Credit Cards

Used properly, these 3 tools can completely change your financial life. Unfortunately, most people use them completely backwards. They leave money sitting in their checking account all month, paying their bills when due and spending what remains. At the same time they run up their credit cards and pay them off by refinancing their home or taking out a home equity loan. When the home equity loan becomes a burden, they refinance their first mortgage and start the amortization process all over again. If you are like most U. s. home owners, you have done this routine several times in the past!

This is piling debt on top of debt!

(Most mortgages are only 3-5 years old before they are refinanced!)

This Is The Equivalent Of  Financial Suicide!


If you look at the following chart of home prices, you can see that home values have exploded since 2000. This should mean that the average American home owner is much wealthier than they were 7 years ago. But are they?
 

U.S. Home Values

Now for the truth! With a simple glance at the next chart you can see that consumer debt went up even faster during that same time. In other words, many consumers spent money faster than their home values increased. Instead of having an increase in wealth, they are more highly leveraged than ever. That means more debt and less wealth.

Household Debt


The Credit Crunch Has Begun!

As home prices and the economic outlook softens, (not to mention the Wall Street collapse and bailout) home owners are becoming increasingly nervous about their high debt levels. That's why it's so important to educate yourself on how to create a Home Accelerator account. Not only does this type of account allow you to reduce your interest expenses and pay down your debts; it adds more security and flexibility to your life! Be debt free much more quickly, simply by using a Home Accelerator Account instead of your normal checking account.

Here Is The Good News!

A typical family with a $150,000 mortgage and total monthly net income of $5000 can save $24,730  without making any other changes to their normal spending habits!  In addition, if a family allows just $25 to remain in their account each month  they can save an additional $12,129 which is something anyone can do.  If you have a couple hundred dollars left at the end of each month, you would save almost $86,000 and pay off your mortgage 12 years sooner! 

Here is another Video
FOX News


Imagine owning your home up to 12 years sooner
without changing your spending habits!



You can spend every penny of income every month and save $24,730,  leave $25 per month in the account and save $36,860 or leave a couple hundred in the account each month and save nearly $86,000! That's the beauty of this account, you don't have to change your current spending habits...... you simply change the way your money flows through the bank! If you ever need to use some of the money you've left in the account, you simply borrow from yourself!

* Example based on a $150,000 30yr Fixed Mortgage at 6.25% and $5,000 household monthly net income. 



Are You Ready To Learn How To Set Up Your Home Accelerator Account?


One company charges $3500 for the software to help you administer your Home Accelerator Account!

Another company charges   $1500 just for the information on how to set up and utilize an Home Accelerator Account!

Through this special offer, you will receive everything you need to set up and track the progress of your Home Accelerator Account for just a fraction of their price!

What really is in this package?

  • A written manual that explains the Home Accelerator Account step by step 
  • Check sheets and comparison sheets to evaluate what your bank offers you
  • Check sheets to be sure you get the right type of account set up the right way
  • What not to let your banker/broker do, what to avoid to maximize your return
  • Financial preparation sheets to get your financial numbers together, know where you stand
  • Questions to ask your banker/broker, do you work with them or shop elsewhere
  • Soft ware to track your Home Accelerator Account once it is set up
  • Additional ideas to maximize your cash flow and your return
  • Information that puts you in control when talking to your banker/broker
  • Understand and talk like the banker/broker, no more wool over your eyes

Here is another real example:
A couple expands their house and is now valued at $300,000. With all of the cars, loans and credit cards they have a total debt of $230,000. The combined monthly income is $6500. With just their monthly income they can potential pay off everything in 8 years! He is an independent contractor and runs all his business cash flow though the Home Accelerator as well. Unbelievable! 2.4 years and debt freeeee!!!

 This is about using your Cash Flow in a different way and coming out way ahead!

Special Bonus:  Free Office Suite of Software!

Since you will be using a spreadsheet and not everyone has Microsoft Office which includes Excel ( $169 value ), we will give you a Free Open Office Suite!  Simply download and install it and you will have the latest:

- Word Processor
- Spread Sheet ( will run all our spreadsheets )
- Database
- Presentation Creator
- Drawing Software
- Mathematical Function Creator

This complete office suite is yours free along with online support to help you use it more effectively. You will also be able to download all future versions Free Of Charge from the web site.

 
 
Special Bonus #2:   Refinancing Calculator

Is now a good time to refinance your mortgage? Simply plug in your numbers and you will know within seconds whether or not refinancing is the right move.

This software takes into account:

- Closing Costs
- How Long You plan to stay in the house
- The amount saved by the lower rate.
 
 


We Want You To Try This System Risk Free for 90 Days!  

If for any reason you can't use this system or if you are dissatisfied for any reason, simply email your receipt to  refunds@hgoergerassoc.com requesting a full refund within the first 90 days. Your refund will be processed promptly, no questions asked!

It is our belief that once you see how much money you can accumulate over the next few years, you will continue to use this system until you are completely debt free!

 

90 day Purchase today and download today!

Instant Access! 
Safety Assured, It's PayPal

ONLY $247! 

Save thousands in interest cost! $$$$

 


That's an immediate savings of $1251 - $3251 compared to the other guys!



Here Is What Our Customers Are Saying!


It's unbelievable how I can pay off my home so much faster by using an Interest Savings Account! The way we were going I wouldn't have had my house paid off until I was 70 years old, using your system I'll be 58 which makes me feel much better! Thank you for sharing this system with me, it's incredible.
 

Jerry O. ( Loan Officer )


Thank you, thank you, thank you..... I was about to spend $3500 on the software program that would show me when to move my money and how much. Your system showed me everything I needed to know and saved me $3403 on the first day! I really appreciate the fact that you would do this for all of us. I wish you all the best!
 

Sharon L. ( Business Owner ) 


As a CPA I became very intrigued with a home loan called the Home Ownership Accelerator and recommended it to several of my clients. Unfortunately, the loan doesn't work for a major segment of the market due to low credit scores, unfavorable debt / income ratios or non W2 income. This program works for almost everyone, does not require refinancing of your first mortgage and is much easier to get set up. This will revolutionize how people pay their mortgages.
 

David N. ( CPA ) 


I'm sad to say I was one of your statistics! After refinancing and consolidating credit cards onto a home equity loan we found ourselves with very little financial flexibility. Once home prices started dropping in our area, it really hit home. This course was exactly what I needed to get back on track and get our debts paid down. Just by changing where my money sits and paying closer attention, we are now on the road to financial recovery. This is worth much more than you are charging! 
 
Jeff E. ( Teacher ) 



Get started today! Wouldn't you like to trade your current checking account for an account that could save you $24,730.82? Order your course risk free, your satisfaction is guaranteed for the next 60 days!



 

90 day Purchase today and download today!

Instant Access! 

ONLY $247! 

Save thousands in interest cost! $$$$



CoachingOrder today and get a real bonus!

1/2 hour of consulting by phone with Harlan Goerger, Accelerator Consultant FREE*.

Normal fee is $200 per hour




Wishing You Financial Abundance!

  Harlan Goerger Signiture
Michael Peterson                                              Harlan Goerger
Financial Strategist & Author
                        Business Consultant & Author

PS.  An added bonus of putting your "Lazy Money To Work" is that you will become much more conscious of frivolous expenditures. Many people have reported cutting down on Lattes and eating an extra meal at home once they see how much money they can accumulate by making small changes! Once you use the spread sheet, you will see it too.


* Example above is based on a $150,000 30yr Fixed Mortgage at 6.25% and $5,000 household monthly net income.